IVF Cost in Ontario: What You’ll Actually Pay in 2025

IVF cost in Ontario can feel confusing—but it doesn’t have to be. This guide breaks down what you’re really paying for, from clinic fees to medications, lab work, and even the small extras that add up. We explain what’s covered by the Ontario Fertility Program (OFP) and what isn’t, so you can plan ahead with confidence. Whether you're just starting to explore IVF or comparing options, this article helps you understand the total cost and how to budget smarter. No complex terms—just real talk, real numbers, and helpful tips for Ontario families in 2025.