The back office is the unseen but vitally important section of the Investment bank, providing securities settlement and record keeping services so front office bankers can do their jobs and generate revenue for the bank. The back office provides operational and information technology support to the front and middle office parts of the bank.

. Increase Income: This is perhaps the most obvious source of increasing cash flow. One way is to find some new customers or to expand your product line for a business. For an individual, perhaps securing a side job or starting to freelance if one is able. But any incremental income will gradually start chipping away at that pile over time.