Online payday loans without a credit check are easy to request and processed faster, even with bad credit. You need to complete the online loan request form with all the necessary details and submit it. Once your loan request is approved, the funds will be transferred into your checking account the next business day. Remember you need to repay these short-term loans by your next pay date. However, you can request your lenders for an extended repayment period to repay your loan amount in a few installments if you cannot repay it in a lump sum.