Choosing between an FHA loan and a conventional loan is a key step in your homeownership journey. FHA loans are ideal for first-time buyers or those with lower credit scores, offering flexible qualifications and lower down payments. On the other hand, conventional loans are suited for borrowers with strong credit and financial stability, providing competitive interest rates and no mortgage insurance for higher down payments. At Bond Street Mortgage, our team helps you weigh the pros and cons of both options, ensuring you choose the loan that aligns with your needs and financial goals. Let us guide you home!